If you have any money in U.S. dollars…
Because this could be the biggest change to our financial system in 54 years.
President Trump even called it: "The greatest revolution in financial technology since the birth of the internet itself."
Click here to get the details because this could have a huge impact on your wealth.
A MESSAGE FROM OUR PARTNER
The U.S. stablecoin market moved from gray area to regulated fixture in July when President Trump signed the GENIUS Act. The law requires one-to-one backing with high-quality liquid assets—U.S. dollars, short-term Treasury securities—and monthly public disclosure of reserve composition. Regulated issuers cannot pay interest on the coins themselves.
That structure normalizes "dollars in code" under federal oversight while channeling demand toward the shortest end of the Treasury curve. Federal Reserve staff projections estimate stablecoin uptake could reach $1 trillion to $3 trillion by decade's end, driving material flows into T-Bills.
Benefits, Frictions, and the New Gatekeepers
Regulated stablecoins promise faster, programmable settlement with built-in compliance hooks. Frictions remain: anti-money-laundering and know-your-customer processes, convertibility guarantees under stress, custody arrangements, and operational resilience.
The Federal Reserve's November 2025 Financial Stability Report flagged elevated vulnerabilities in leverage—especially among hedge funds—and operational risk in crypto-traditional finance linkages. Stablecoin holders do not have deposit insurance. In some models, the legal claim to reserves can be limited by issuer terms.
The Bank of England took a different approach: it will impose holding caps—£10,000 to £20,000 for individuals—until systemic risks are better understood and mitigated, and it is building a resolution regime for systemic issuers.
|
What Private Portfolios Can Borrow From This
Three principles apply whether the instrument is called a stablecoin, a tokenized deposit, or something else:
Treat daily-use payment instruments separately from long-term stores of value; their risks differ.
Look for transparent backing, segregated custody, and clear, enforceable conversion rights at par.
Avoid concentration in a single issuer or platform, and know who holds the authority to change the terms.
Partner Resources:
▶ Why Are So Many Americans Switching to These Cards?
(by FinanceBuzz)
▶ Caught on Camera: A Robot Just Took Its First Step
(by Brownstone Research)
▶ Take a Break From Interest: This Card Offers 0% Into 2027
(by FinanceBuzz)
The label matters less than the design: who holds the reserves, who publishes the disclosures, and who can halt redemptions. Build portfolios that function regardless of which version of a dollar you happen to hold.
Deniss Slinkins,
Global Financial Journal
